Insurance Agency Vs Insurance Company
Insurance Agency vs. Insurance Company: What’s the difference? Insurance is one of the most crucial financial tools for protecting yourself against future losses. Insurance types range from medical and property insurance to car insurance. If you’re currently looking for insurance in El Paso, you’ve probably heard the terms insurance agency or insurance company being thrown […]
Car Insurance in El Paso: Everything You Need to Know
Vehicle owners in most cities and states in the United States must carry certain amounts and types of car insurance. Statistics released by the Department of Transportation in Texas show that in 2019 alone, El Paso recorded over 16,000 car accidents, which makes it one of the top cities for automotive accidents in the state. […]
Why You Need Home Insurance in El Paso
A home is one of the biggest purchases a person can make. This is why it’s important to have homeowner’s insurance as it protects your asset. Home insurance, also known as homeowner’s insurance, protects your home as well as your possessions against theft and/or damage. Texas law doesn’t mandate homeowners to have insurance for their […]
Is It Ever A Good Idea To Drop Your Home Insurance Coverage?
You may have read a personal finance blog about reducing your car insurance coverage when the vehicle gets older. Or, you might be having financial trouble and looking for ways to cut expenses. Does it make sense to drop your home insurance coverage in these situations, or others? Probably not. Here’s what you should think […]
How to File a Home Insurance Claim for Outdoor Theft
You know that home insurance protects you from loss of the physical structure of your house. In addition to this, it can provide you with protection for the contents within your home. But, what about all of the items you keep outside? This may include that beautiful fountain you invested in or your barbeque set. […]
5 Myths About Your Auto Insurance
Auto insurance is a complicated subject. You could say many people know just enough about auto insurance to be dangerous. Myths about auto insurance are prevalent. However, with a little learning, you can dismantle any auto insurance myth that leaves you exposed financially or hinders your ability to determine the best auto insurance for your family. You Will Never Reach […]
How to Save on Auto Insurance
It’s no secret that people don’t like paying for insurance. However, you also know that it’s necessary in order to protect yourself and your loved ones from the unexpected. Health insurance is generally the most expensive form of coverage, followed by auto insurance. But don’t lose hope! Reducing your auto premiums and qualifying for discounts may […]
Your Roof, Home Insurance and Windstorm Coverage
Homeowners insurance provides coverage against numerous severe weather hazards, and wind damage is often one of them. However, you should not assume that this coverage is automatically included on your plan. Often, there are a few exclusions and other policy exceptions that will limit your benefits in certain circumstances. Some of these limitations might arise when […]
What is Cash-value Homeowners Insurance?
All homeowner policies automatically cover household contents. However, the way these contents are covered can vary greatly depending on the type of policy. Purchasing a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items will be paid out at a depreciated value. On the other hand, a replacement-cost policy would pay for the […]
Gap Insurance
Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. Is Gap Coverage Right for You? Guaranteed asset protection, or gap insurance is […]
