Am I being overcharged for my insurance?

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You probably don’t doubt the importance of getting insurance coverage for your car and home, but are you sure you aren’t being overcharged for that insurance in El Paso, TX? Here are some ways to ascertain that what you are paying for insurance isn’t excessive. Do comparison shopping annually At least once each year, seek […]

How the Average Home Insurance Claim Process Works

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When accidents happen and damage occurs to your house and property, the last thing you want to do is file paperwork and deal with insurance companies. However, the procedure could be easy if you’re prepared. Here’s what to expect from the claim process for homeowner’s insurance in El Paso, TX. Beginning the Process After damage […]

Do Car Accidents Happen More in Summer?

Man and woman looking at their cars that have collided into each other

The harsh winter weather conditions are a mere memory, and road conditions are favorable for safer driving, making many drivers feel more confident on the road. However, despite the pleasant conditions, summer is full of dangers. You need good car insurance in El Paso, Texas, any time of the year.   Here are a few reasons why […]

What Is Personal Liability Coverage?

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Personal liability coverage helps protect you financially if you are responsible for injuries or damages to another party. This coverage, also known as personal liability insurance, can be extended to your family members. Therefore, if your child or wife accidentally damages another person’s property, they will be covered under the policy  How Can You Get […]

<strong>Does Car Insurance Cover Theft?</strong>

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Car theft is a nerve-wracking experience.  However, having good car insurance from a dependable company can help cushion the blow.  Car insurance is a contract between you and your El Paso insurance firm.  It protects you against financial loss if your car is stolen or you’re involved in an accident.  Insurance usually involves paying premiums […]

Insurance Agency Vs Insurance Company

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Insurance Agency vs. Insurance Company: What’s the difference? Insurance is one of the most crucial financial tools for protecting yourself against future losses. Insurance types range from medical and property insurance to car insurance.  If you’re currently looking for insurance in El Paso, you’ve probably heard the terms insurance agency or insurance company being thrown […]

Car Insurance in El Paso: Everything You Need to Know

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Vehicle owners in most cities and states in the United States must carry certain amounts and types of car insurance. Statistics released by the Department of Transportation in Texas show that in 2019 alone, El Paso recorded over 16,000 car accidents, which makes it one of the top cities for automotive accidents in the state. […]

Why You Need Home Insurance in El Paso

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A home is one of the biggest purchases a person can make. This is why it’s important to have homeowner’s insurance as it protects your asset. Home insurance, also known as homeowner’s insurance, protects your home as well as your possessions against theft and/or damage. Texas law doesn’t mandate homeowners to have insurance for their […]

Is It Ever A Good Idea To Drop Your Home Insurance Coverage?

Family In Front of Home

You may have read a personal finance blog about reducing your car insurance coverage when the vehicle gets older. Or, you might be having financial trouble and looking for ways to cut expenses. Does it make sense to drop your home insurance coverage in these situations, or others? Probably not.  Here’s what you should think […]

How to File a Home Insurance Claim for Outdoor Theft

Family Home

You know that home insurance protects you from loss of the physical structure of your house. In addition to this, it can provide you with protection for the contents within your home. But, what about all of the items you keep outside? This may include that beautiful fountain you invested in or your barbeque set. […]