Landscaping Coverage Texas: 7 Costly Homeowners Insurance Surprises
Don’t be surprised after a storm — learn how homeowners policies limit landscaping claims with sublimits, per-plant caps, and common wind exclusions so you can better protect your trees and yard.
Texas Wind and Hail Deductible: The Costly $7,000 Surprise Homeowners Need to Know
Don’t be blindsided by a $7,000 wind/hail deductible—Texas policies often use percentage deductibles (now commonly 2%+), and ACV roof changes can raise your out-of-pocket; review your declarations.
Your Roof, Home Insurance and Windstorm Coverage
Homeowners insurance provides coverage against numerous severe weather hazards, and wind damage is often one of them. However, you should not assume that this coverage is automatically included on your plan. Often, there are a few exclusions and other policy exceptions that will limit your benefits in certain circumstances. Some of these limitations might arise when […]