Telematics Auto Insurance: How Usage-Based Insurance Works and Can It Save You Money?

Telematics uses apps or devices to track driving habits to earn discounts, but programs differ; some only offer savings while others can raise rates—learn how it works and whether opting in fits your situation.
Credit Score and Insurance Rates: 5 Crazy Ways Your Credit Affects Insurance Premiums

Your credit-based insurance score can dramatically raise or lower your auto and home premiums; learn how insurers use it and practical steps to improve your score and shop smarter to lower costs.