Is It Ever A Good Idea To Drop Your Home Insurance Coverage?

You may have read a personal finance blog about reducing your car insurance coverage when the vehicle gets older. Or, you might be having financial trouble and looking for ways to cut expenses. Does it make sense to drop your home insurance coverage in these situations, or others? Probably not.  Here’s what you should think […]

How to File a Home Insurance Claim for Outdoor Theft

You know that home insurance protects you from loss of the physical structure of your house. In addition to this, it can provide you with protection for the contents within your home. But, what about all of the items you keep outside? This may include that beautiful fountain you invested in or your barbeque set. […]

What are the Benefits of Bundling Home and Auto Insurance?

Homeowners insurance and car insurance help you protect what are often the most valuable assets you own. By buying coverage, you can protect the value invested in these belongings, along with your family’s liabilities. When comparing policies, you  might receive the opportunity to bundle your coverage. This is a convenient way to make policies more cohesive, and bundles also […]

What are Standard Coverages for Home Insurance?

Home insurance often sounds complicated, but it’s actually pretty simple as long as you have good sources and plenty of time to research. There are many types of home insurance policies from HO-1 to HO-8. HO-3 is the most common home insurance policy. It covers: Dwelling Coverage: Dwelling coverage provides compensation if the dwelling and its attached structures […]