Do Car Accidents Happen More in Summer?

The harsh winter weather conditions are a mere memory, and road conditions are favorable for safer driving, making many drivers feel more confident on the road. However, despite the pleasant conditions, summer is full of dangers. You need good car insurance in El Paso, Texas, any time of the year. Here are a few reasons why […]
What Is Personal Liability Coverage?

Personal liability coverage helps protect you financially if you are responsible for injuries or damages to another party. This coverage, also known as personal liability insurance, can be extended to your family members. Therefore, if your child or wife accidentally damages another person’s property, they will be covered under the policy How Can You Get […]
<strong>Does Car Insurance Cover Theft?</strong>

Car theft is a nerve-wracking experience. However, having good car insurance from a dependable company can help cushion the blow. Car insurance is a contract between you and your El Paso insurance firm. It protects you against financial loss if your car is stolen or you’re involved in an accident. Insurance usually involves paying premiums […]
What are the Benefits of Bundling Home and Auto Insurance?

Homeowners insurance and car insurance help you protect what are often the most valuable assets you own. By buying coverage, you can protect the value invested in these belongings, along with your family’s liabilities. When comparing policies, you might receive the opportunity to bundle your coverage. This is a convenient way to make policies more cohesive, and bundles also […]
How Does Credit Affect Car Insurance Rates?

There are a lot of factors that help insurance agencies calculate your car insurance policies, one of which is your credit. This is the aspect that often confuses and frustrates driver. What could possibly be the connection between an unpaid credit card and a car? Why Rates Vary Insurance agencies primarily calculate car insurance premiums based on the […]
Why Should You Use an Independent Agent for Car Insurance?

Buying car insurance can be nerve-wracking. It’s not a decision you should make lightly, but it can be hard to know where to even start. To begin, you should consider insuring with an independent agency. Having an independent agent at your side can help you find the right coverage at the right price without being trapped with […]
What is the Texas Standard Auto Insurance Policy and What Does it Cover?

Having car insurance in Texas is incredibly important. The state is known for its winding highways, sprawling construction and fast drivers. In 2019, there were 12,161 crashes that resulted in 14,908 people obtaining serious injuries. A standard auto insurance policy in Texas includes: Bodily Injury Liability: Bodily injury liability provides compensation for medical expenses if you cause bodily […]