Include Life Insurance as Part of Your Estate Plan
Regardless of how old you are, you’re going to want to think about the future. This includes thinking about a time when you won’t be here anymore. Your eventual death will mean making arrangements for what you leave behind, including survivors. Even if you don’t have much, you’re going to leave behind an estate. Most […]
How Poor Ventilation Can Do More Damage Than You Think
When it comes to what is and isn’t covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, […]
When to File a Claim vs. When to Cover Out of Pocket
People always say that home insurance is “better to have and not need than the other way around.” The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim.
Five Tips for Preventing Struck by Object Liability Claims
If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. Many policyholders don’t give a certain workplace disaster factor enough attention, however: The Struck […]
