Home Renovations and Your Insurance Policy: What You Need To Know
Home renovations are an exciting venture, offering the chance to update, improve, and personalize your living space. However, while you might be focused on the aesthetics and functionality of your new kitchen, bathroom, or addition, it’s crucial not to overlook how these changes can impact your home insurance policy. Here’s what you need to know […]
What is Cash-value Homeowners Insurance?
All homeowner policies automatically cover household contents. However, the way these contents are covered can vary greatly depending on the type of policy. Purchasing a cash-value homeowners policy means when you file a claim, your lost, stolen or damaged items will be paid out at a depreciated value. On the other hand, a replacement-cost policy would pay for the […]